Canadian Retirement Asset Planning tool

Guided Setup

Canadian Retirement Asset Planning tool

Video tutorials

Start with “Create a plan” and “Dashboard tour”, then come back to learn more about building a complete retirement plan.

  1. 1

    Create a plan

    Use Guided Setup's Quick start to turn a few numbers about you into a full plan on the dashboard.

  2. 2

    Dashboard tour

    Read the net worth chart and the annual cash flow (click any bar for that year in full), see how surplus in retirement works, and find the year-by-year breakdown.

  3. 3

    All inputs explained

    A walk through every input on the dashboard and what each one changes, including moving your retirement age and watching the plan update.

  4. 4

    RRSP meltdown optimizer

    Pick a goal, run the optimizer, and see how much to draw from your RRSP each year, why, and how the result compares with your current plan.

  5. 5

    CPP calculator

    Enter your earnings, compare your CPP pension if you start it at 60, 65 or 70, see how it was worked out, and use the estimate in your plan.

  6. 6

    When can I retire?

    Enter what you want to spend and read the earliest age your savings can support, then use the table to see what you could spend retiring earlier or later.

  7. 7

    How much do I need to retire?

    Enter your target spending and retirement age, see the savings you need and how far you are from them, and two ways to close the gap.

  8. 8

    Compare plans

    Copy a plan, change one thing, like retiring at 60 instead of 62, and compare the two side by side: success rate, estate, spending and tax.

  9. 9

    Planning as a couple

    Add a spouse or partner, see how their income, pension and accounts feed into the plan, and how pension income splitting cuts your household tax.